This plan provides sum assured along with vested bonus to life assured at the end of maturity of the policy term or to the
beneficiary on untimely demise of the insured person before term of the policy. Maximum sum assured can be applied is
NPR 1 Million.

The salient features of the plan are as follows:

  • Minimum Age at Entry: 16 Years (Nearer Birthday)
  • Maximum Age at Entry: 60 Years (Nearer Birthday)
  • Minimum Premium Paying Term: 10 Years
  • Maximum Premium Paying Term: 54 Years
  • Maximum Age at Maturity: 70 Years (Nearer Birthday)
  • Minimum Sum Assured: NRs.25,000/-
  • Maximum Sum Assured: NRs 1,000,000/-
  • Mode of Premium Payment: Yearly/Half -yearly

Special Features of the policy:

  • Sum assured and vested bonus will be paid to life assured at the maturity of the policy term.
  • In-case of natural death of insured within policy term, Double of Sum assured with vested bonus will be paid to Beneficiary.
  • In-case of Accidental death of insured within policy term, Triple of Sum assured with vested bonus will be paid to Beneficiary.

Discounts:

Discounts on sum assured:

Sum assuredDiscount per thousands
2,00,000 or aboveRs 1
1,00,000-1,99,999Rs 0.5
Below 1 lakhNo discount

Discounts on payment mode:

ModeDiscount %
Yearly2%
Half-Yearly1%
QuarterlyNo discount