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Sanima Saral (Regular or single payment endowment) Life assurance Plan

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This plan provides sum assured along with vested bonus to the policy holder (life assured) at the end of maturity of the policy term or to the beneficiary in case of untimely demise of the insured person before completion of term of the policy.

The salient features of the plan are as follows:

Rider Benefits available on Sanima Saral Plan:

Accidental Death Benefit (ADB):

If the policy holder dies due to accident under enforce policy, the company shall pay additional basic sum assured but not exceeding maximum NPR 30 lakh.

Permanent Total Disability (PTD) and Premium Waiver Benefit (PWB):

In case of permanent total disability of policy holder due to accident under enforce policy, remaining premium payment will be waived and disability benefit will be paid in 120 equal installment of sum assured.


Discounts on sum assured:

Sum assured Discount per thousands
Above 200000 Rs2
Rs100000 - Rs 199999 Rs1
Below Rs 100000 No discount

Discounts on payment mode:

Mode Discount %
Yearly 2%
Half-Yearly 1%
Quarterly No discount

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